All homes need maintenance and thats why we offer a variety of programs to finance home repairs for borrowers of all income levels. We offer low-interest, interest-free and deferred loans to help with home repairs, with rates and interest varying depending upon the specific program for which a homeowner qualifies.

When we approve your loan, you'll also receive construction monitoring services from our construction specialists to ensure contractors complete work correctly and for a reasonable price. We'll work with you to determine a reasonable payment, and we give priority to repairs that address building code violations, emergency conditions, and health and safety issues.


  • The home must be owner-occupied
  • The home must be a one- to four-family dwelling
  • You must be current on property taxes, water bill and user fees
  • Available to homeowners in the City of Buffalo 

Please contact our Lending Counselor at Rehab@wsnhs.org
(716) 877-3910 |  Fax (716) 877-3912
Tuesday-Thursday: 8:00am-6:00pm / Friday: 8:00am-5:30pm